A Growing Trend: Should You Be Pre-Funding Your Funeral?

June 20, 2017 by Miller Funeral & Cremation Services Staff  


Many people plan their own funerals ahead of time, as well as how they’d like the event to be carried out. While pre-arranged plans and wishes are committed to and fulfilled whenever and wherever possible, associated costs still have to be paid. Family members and friends are grieving the passing of a loved one, and the last thing they want to think about is the bottom line–the cost. That’s why pre-funding your funeral could be the last gift you give to those you leave behind.


The Heart Of The Matter

Pre-funding your funeral is not required to pre-plan, but there are certain benefits to the concept, such as:


  • Arrangements and related costs will remain the same as when you chose to set up a pre-funding plan for your memorial service
  • Funds will be available for a funeral service or cremation when the time comes
  • You can choose to pay all at once, or over a period of time
  • You’re given the flexibility to decide the details of your funeral beforehand
  • Peace of mind will be provided, once you know that your arrangements are carefully taken care of
  • The worries of loved ones will be lessened and they won’t be responsible for the services and merchandise you order during the planning process
  • Pre-funding is run through an insurance company with a policy, so it’s transferable between funeral homes without interest or fees


Pre-Planning Or Pre-Funding Your Funeral

As mentioned, pre-planning doesn’t have to take place before pre-funding your funeral. In fact, funeral planning doesn’t necessarily require pre-payment, although you may want some help or advice when preparing your plans in writing. We can help you choose according to your wishes, so family and friends don’t need to make these decisions while grieving.


Having these documents on file at Miller Funeral and Cremation Services will streamline the process, and you may choose to also include your attorney and close family members.


Moving Ahead With Pre-Funding Your Funeral

We invite you to call us regarding pre-funding. We can discuss your wishes and work toward a breakdown of all related costs. Attempting to pre-fund without the guidance of a funeral expert or specialist may not ensure that your funds are available at the time of your death. Our staff is very knowledgeable and is more than happy to offer support during the decision-making process.


Should I?

Planning and pre-funding saves your loved ones the stress of making decisions about a cemetery location or crematory services, markers or monuments, urns, flowers, music, food for the reception, obituaries, and more. We know many individuals who feel relieved after pre-planning and pre-funding their funeral. Indeed, it’s a burden that’s been lifted for whatever time remains.


As always, if we can assist you with any questions or concerns, please contact us.

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